LedgerNo minimum balance. No monthly fees. No nonsense.
Are you paying $15/month just to hold your own money?
Chase Business Complete, Bank of America Business Advantage, and Wells Fargo Initiate all charge $15–$16/month in maintenance fees — that's $180/year for the privilege of depositing your own revenue.
$0 Monthly Fee. Forever.
Ledger charges nothing to keep your account open. Not $0 for the first 3 months, then $15. Zero. Every month. We make money when you grow, not when you stand still.
- No maintenance fee
- No minimum balance
- No inactivity fee
Unlimited Transactions. No Ceiling.
Pay vendors, process payroll, transfer to savings, accept ACH deposits — every transaction is included. Whether you process 50 or 5,000 transactions this month, your fee is the same: $0.
- Unlimited ACH transfers
- Unlimited bill payments
- Unlimited deposits
Does your bank charge you every time you pay a vendor?
Most small business checking accounts cap you at 100–200 free transactions per month. After that? $0.40 per transaction. If you're running payroll weekly and paying 12 vendors, you'll hit that ceiling by week three.
Paying $25 every time you send a wire?
Domestic wire fees average $25–$35 per outbound transfer at traditional banks. For a consultant paying a subcontractor monthly or a shop owner importing goods quarterly, that's an invisible tax on every deal you close.
$0 Domestic Wires. Every Time.
Send money to your subcontractor in Austin, your supplier in Ohio, your accountant in New York — every domestic wire is free. International wires are available at cost, never marked up.
- Free domestic wires
- Free ACH same-day
- No incoming wire fee
Sync in One Click.
Ledger connects natively to QuickBooks, Wave, FreshBooks, and Stripe. Transactions categorize automatically. Your books are always current. Your accountant stops charging you for cleanup.
- QuickBooks & Wave sync
- Stripe & PayPal import
- Auto-categorization
Still exporting CSVs and pasting them into QuickBooks?
Traditional banks treat data export as an afterthought. You download a statement, reformat columns, manually categorize transactions, then wonder why your books are always two weeks behind your actual cash position.
Start Fresh.
Zero Fees.
Join 14,000+ business owners who stopped paying to hold their own money.
Not ready to switch?